When your air conditioner starts making noise, blowing warm air, or simply can’t keep up with Texas heat, you’re left with a critical question:
Should I repair the unit or invest in a full replacement?

Here We compare real-world repair costs to new installation pricing in Central Texas, helping you determine which path saves more — now and long-term.

How Much Does AC Repair Cost in Texas?

In 2026, most AC repairs in Texas range from $180 to $850, depending on the issue.

Common AC Repairs and Typical Pricing

Repair Type	Cost Range
Capacitor Replacement	$150–$300
Refrigerant Recharge	$250–$600
Blower Motor	$400–$700
Electrical Component Replacement	$200–$500
Thermostat Replacement	$150–$250

If your system is under 10 years old and the repair costs less than $500, it’s usually a solid decision.
Need a quick diagnosis? Start with our AC Repair in Temple, TX service page.

How Much Does a New AC System Cost?

Installing a new central air system in Central Texas typically ranges from $4,500 to $7,500 — depending on home size, SEER rating, and ductwork condition.

System Type	Avg Install Cost
14–16 SEER	$4,500–$6,000
17–20 SEER (High-Efficiency)	$6,000–$7,500
Heat Pump System	$6,500–$8,500
Ductless Mini-Split (Per Zone)	$3,000–$5,000

Need full replacement pricing with warranty options? Visit AC Installation in Temple, TX for a detailed breakdown.

When Repair Makes More Sense

Choose repair if:

• Your AC is under 10 years old
• The system is still under manufacturer warranty
• You’ve had less than 2 repairs in the last 24 months
• Cooling is even and consistent
• You’re planning to move within 2–3 years

Pair repairs with a preventative AC Tune-Up to get more mileage out of your system.

When Replacement Is the Smarter Choice

Go with a full system replacement if:

• Your system is 12+ years old
• The unit uses R-22 refrigerant (discontinued)
• You’ve spent over $1,000 on recent repairs
• The compressor is failing
• Energy bills have spiked due to inefficiency
• You want to future-proof with smart thermostat and zoning capabilities

If you’re unsure about efficiency loss, book an inspection through our HVAC Services in Temple, TX.

Budget Comparison: Repair vs Replace

Scenario	AC Repair	AC Replacement
Upfront Cost	$200–$800	$4,500–$7,500
Energy Savings	Minimal	20–30% per month
Warranty Coverage	None (unless part-specific)	10+ years
Comfort Upgrade	❌	✅ (Zoning, humidity control)
Financing Options	Rare	Often Available

If you’re planning to stay in your home long-term, the ROI on replacement grows every summer.

Financing a New AC: Available Options

Don’t let a big price tag delay your decision. Financing helps spread costs over time with:

• Low monthly payments
• 0% intro APR offers
• Utility rebates or energy efficiency incentives

To explore total project cost with panel or electrical upgrades, use our Electrical Cost Calculator.

Final Thoughts: Make the Call with Confidence

There’s no universal answer — but a few key rules of thumb can guide you:

• Repair if the fix is <30% of replacement cost and your unit is still young
• Replace if costs are stacking, comfort is dropping, or your unit is aging out
• Always inspect energy usage trends and cooling performance before deciding

Get Your Quote or Repair Scheduled Today

Use our Electrical Cost Calculator for instant budget planning — or contact us directly to book either a fast repair or a full system estimate.

We’ll help you decide based on numbers, not guesswork.